ARA Content
Nov 4 2010

Be smart about how you pay

What if you threw away dollar bills every time you found them in your pocket? Does it matter how you pay for your family’s everyday purchases - with cash, credit/debit card or personal check? In fact, the way you choose to pay in stores and restaurants may be costing you (and the local stores you shop in) thousands of dollars a year.
 

Oct 14 2010

Small business

In shaky economies, companies that invest in their marketing often come out on top. But for small business, making these investments often feels risky. Not only are time and resources tight, many small business owners feel they lack the knowledge to make the marketing choices that provide a return.

In fact, figuring out “what works” is the top marketing concern for nearly 80 percent of small business owners, according to a recent survey by Deluxe Corporation.

Jun 24 2010

Expert advice to help you do just that, even in this economy

Is it easier to climb Mount Everest than to start a small business in America today? More than 65 percent of Americans think so, according to a recent survey. Yet 70 percent also believe small businesses are more likely to turn around the economy than the federal government, reveals a survey by Wakefield Research conducted on behalf of e-commerce platform Alibaba.com.

May 20 2010

Don’t put your dreams of financial independence on hold

Given the state of the United States economy, you might assume that turning your hobby into a small business right now isn’t the best idea. On the contrary, launching your own small business in a down economy can be a very smart move – if you plan in advance and set yourself up for success from the start.

Here are 10 tips that all budding entrepreneurs can follow to make their dreams of owning a small business a reality in 2010:

1. Develop a business plan

Apr 15 2010

Financial literacy of high school students has fallen to its lowest level ever

Kids these days. They're constantly bombarded with information from all directions on every topic imaginable - except how to manage money.
In fact, the financial literacy of high school students has fallen to its lowest level ever, according to a survey of high school seniors and college students released last year by the Jump$tart Coalition.

Apr 8 2010

Sixty-one percent of people daydream of starting a new career

The once-popular board game, Careers, allowed players to seek new professions simply by rolling the dice. Yet switching careers, even in these tough economic times, need not be such a gamble, says Kari Marcum, career services director at Everest College in Merrionette Park, Ill. “A careful assessment of your career goals and interests, and a well-conceived plan on how to achieve them, can lead to a more rewarding job,” says Marcum.

Across Black America

Here’s a look at African American people and issues making headlines throughout the country.
 

Alabama
Freeman A. Hrabowski, president of the University of Maryland, Baltimore County, will address the annual African American Business Council luncheon on June 28. Hrabowski, who is chairman of President Barack Obama’s Advisory Commission on Education Excellence for African Americans, has a national reputation for his work studying the performance of minority students in math and science. Hrabowski, named one of the 10 best college presidents in the country by Time magazine, was a child leader in the Civil Rights Movement in Birmingham in the 1960s.
 

Arkansas
The Liberty Counsel filed a motion and a brief in United States District Court for the Eastern District of Arkansas seeking to intervene on behalf of a Concepts of Life crisis pregnancy center to defend against a suit filed by the American Civil Liberties Union and the Center for Reproductive Rights. The groups seek to impose a permanent injunction before the Human Heartbeat Protection Act goes into effect July 18. Liberty Counsel also filed a brief opposing the ACLU’s request for an injunction. The “Heartbeat” bill states that when a woman seeks an abortion at or after the 12th week, doctors must test for a fetal heartbeat before an abortion is performed and inform the pregnant mother that the child in her womb has a heartbeat. If a heartbeat is detected, a woman cannot have an abortion, except in cases of rape, incest, and if a mother’s life is in danger. “As we promised when the legislation was introduced, Liberty Counsel will defend this law without reservation for the people of Arkansas, born and pre-born,” said Matt Staver, founder and chairman of Liberty Counsel. “No right is more foundational than the right to life. Without life, all other rights are irrelevant,” concluded Staver.